Through all our efforts we aim to develop our businesses daily as this is the only way we can remain competitive, benefit from new opportunities and keep on moving forward. Past commitment and perseverance is essencial but we need new ideas and clear objectives. Creativ is the financial product developed to help achieve ideas, to support success and to foster greater efficiency. With Creativ we invest in the future! With Creativ we build the future!

Who can apply for a CREATIV microcredit?

CREATIV is intended for companies, family businesses, authorized individuals, and self-employed, who are engaged in trade, services, manufacturing, construction or similar activities, with minimum 3 months experience.

How does this microcredit work?

The loan is intended for investment purposes. The loan amount is between RON1,000 - 50,000 *. The reimbursement period is between 3-60 months with the possibility of an initial three months grace period. The loan is reimbursed through monthly or quarterly installments. Client file assessment, approval and payment of the loan is within 7 days after receiving the complete loan application from the client.

* Existing clients may ask for a loan of maximum RON100,000.

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