What is freedom of entrepreneurship? Entrepreneurial freedom means making decisions freely and bearing their consequences. In this way we can reach the success desired, and then move on to new challenges and responsibilities as a result of our decisions. In order to keep our businesses sustainable, in order to be able to consistently solve everyday problems, and progress, we need reliable and accessible funds. Working capital is our need for short-term financial leverage. Classic aims to support our customers’ everyday activities.

Who can apply for a CLASIC microcredit?

CLASIC is intended for companies, family businesses, authorized individuals, and the self-employed, who are engaged in trade, services, manufacturing, construction or similar activities, with minimum 3 months experience.

How does this microcredit work?

The loan is offered for purchase of working capital items. The loan amount is between RON1,000 - 50,000 *. The  reimbursement period is between 3-12 months, with the possibility of an initial three months grace period. The loan is reimbursed through monthly installments. Client file assessment, approval and payment of the loan is within 7 days of receiving the completed loan application from the client.

*Existing clients may ask for a loan of maximum RON100,000.

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