A fair entry to the market and an honest and respectful approach to working with others are not only moral values but are greatly appreciated in the economic sphere. Assessment of these values is more difficult, but it can be imagined how it is when we really trust our business partners - we all know that an unreliable partner may cost us a great deal. AVANTAJ was developed to support the development of those loyal customers who have a good credit history with our Institution. More trust, less costs - the real advantage of confidence!

Who can apply for an AVANTAJ microcredit?

AVANTAJ is intended for clients, who have successfully reimbursed their second credit cycle and have a good credit history with Opportunity Microcredit Romania. It may be used by companies, family businesses, authorized individuals, or self-employed.

How does this microcredit work?

The credit is intended to complement the client’s own funds with working capital or investments, needed for continuing and improving business activities. The loan amount is between RON1,000-100,000, with a reimbursement period between 6 -12 months. Interest rates will be paid according to monthly reimbursement schedules, and principal will be paid according to the client’s sources and income. Client file assessment, approval and payment of the loan is within 7 days after receiving the complete loan application from the client.

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